Top 5 Free Apps for Keeping Track of Finances

Counting expenses and income in a notebook (or even Excel) is a thing of the past. You can choose a smartphone app with handy functionality that will help you keep your budget in order. Here are the most popular apps for keeping track of your finances.

Money Lover

Money Lover is one of the most famous and titled budget apps, and using it is as simple as betting at Bet22. Spending is divided into categories, each of which has its own beautiful icon. All expenses for the selected period can be analyzed on a color chart. 

With Money Lover, it’s convenient to control the budget: each category of expenses can be assigned an amount for the month, and if you go over the limit, the app will give a signal. The tool will also remind you of the appropriate due dates for bills and debts. Data can be password protected and stored in the cloud (including via Dropbox). If you need to calculate family expenses, the wallet can be divided among several users.

Money Manager Expense & Budget

In the app, you can monitor your expenses, income and overall balance on a calendar: day, week, month. You can assign a name to each expense (e.g. “Wallet” or “Card”), a category (“Food”, “Clothing”, “Transport”, etc.), a comment and a photo (of the receipt or, for example, the purchase itself). There are statistics in the form of graphs and charts. 

It’s possible to access the app from a computer, which is convenient for those who are used to analyzing expenses in Excel. Frequently used operations can be added to “Favorites” and carried out automatically. You can set up reminders for credit cards and debts and keep track of upcoming payments, which will help you avoid problems with banks.


Mobills, like most other apps, has a breakdown of expenses and income by category. But the spending and saving planner is particularly good here. You can set a budget for each expense. The app will show you how much you’ve already spent and the balance. For savings, you can set a goal with an amount and a time limit and monitor its implementation. 

Users have access to a large and detailed report: a brief summary of income, expenses and debts (if any), a budget with goals, spending and forecasts, a pie chart of expenses by category, balance bars for the month, a graph of weekly expenses – no budget item is “lost”. The app syncs with the cloud, reads QR codes to import expenses and can transfer tables in Excel, OFX, and PDF files.

ClevMoney – Personal Finance

Users have access to spending by category, multicolored charts, charts with columns of expenses (you can see on which days of the month you spend the most and the least money). The laconic design will please fans of minimalism.

This user-friendly app can automatically pull in spending and income information from SMS messages from banks. Data can be saved in the cloud, protected by passwords and exported to a CSV file.


Monefy is an app with a pleasant design and concise icons of spending, which emphasizes the rapid addition of new records: expenses or receipts. All expenses for a selected period can be tracked on a color graph. 

For those who want to keep their budget at their fingertips, there is a detailed widget with expenses and balances by category. You can synchronize data via Google Drive or Dropbox – and connect several gadgets to your wallet at once. The app can be password protected. So no one will find out how much you spend.

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